Skip to main content

Software financing

Help clients acquire IT software solutions


In an IT landscape increasingly dominated by cloud, analytics, mobile and social platforms, innovative software from IBM can help your clients thrive. IBM Global Financing makes it easier for IBM Business Partners to help credit-qualified clients acquire this powerful new software. In addition, you can also finance third-party software and services, including your own services. In many cases, no hardware purchase is required.

Client financing benefits include simple contracts, flexible structures and highly competitive rates, including 0% interest loans and fair market value (FMV) leases for IBM PureSystems and other IBM software appliances. Financing can help you sell more and win more often. It’s easier than ever with our Rapid FinancingTM mobile app with financing on the go in minutes.

Take the next step

  1. Learn how financing increases software sales
  2. Get started today and download the Rapid Financing app to create planning quotes quickly, get credit approved upfront and access financing contracts for your clients in minutes
  3. Questions? Contact your local IBM Global Financing representative today.

0% financing for IBM software

Reduce the total cost of operation with no interest on IBM Software while preserving your client’s cash flow and other lines of credit. Competitve rates are available for 24 to 60 month terms.

Payment options include:

  • 0% financing over 12 months: Simply divide the total to be financed by 12 to calculate the monthly payment. Includes new IBM licenses and first-year subscription and support.
  • 0% financing on Extended Payment Solutions: 2 payments with 50% of total due at month 3 and 50% of total due at month 9. Eligible deals must contain at least 50% new licenses
  • Special offer for IBM Collaboration Software: 0% financing for 24 or 36 Months
  • Special offer for IBM Cast Iron Software: 0% financing for 36 months

SaaS Solution Financing

IBM Global Financing can help clients with payment plans when the SaaS contract requires annual upfront or quarterly payments.   This allows the client to pay month to month or with a custom payment schedule. Find out more

FMV Leasing

Fair market value (FMV) leasing makes it even easier for clients to acquire IBM PureSystems and other IBM appliances by lowering the total cost of ownership.

  • Leverage residual value to drive savings compared to outright purchase
  • Simplify asset management and disposal
  • Supported appliances can be found here

Legal notes:

IBM Global Financing offerings are provided through IBM Credit LLC in the United States and other IBM subsidiaries and divisions worldwide to qualified commercial and government customers. Rates are based on a customer’s credit rating, financing terms, offering type, equipment type and options, and may vary by country. Other restrictions may apply. Rates and offerings are subject to change, extension or withdrawal without notice.

Live Chat is currently unavailable

The Live Chat service is usually available during normal business hours. Use the \"Contact us\" email link to send us an email now.